Victims of car accidents can take several legal actions after the accident has happened to file for an insurance claim. This legal process and sometimes lawsuits often require providing every relevant evidence and document such as police reports regarding the accident.
Getting police reports and car accidents significantly goes hand in hand because such a report provides a detailed and objective version of how the incident took place. When you file for a police report, it helps your attorney in supporting your case without unnecessary complications.
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A police report gives an unbiased account of the accident
When a car accident happens, both parties do not often accept liability for it because the party responsible for the accident will bear the financial burdens incurred through the accident. Even the negligent driver that is responsible for the accident might refuse to take the fall unless the victim has filed for a police report.
A police report provides every important detail on the car accident while making it less difficult to identify the liable parties. Police reports also include details on where, when, and how the accident happened, the severity of the injuries caused by the accident, and statements from eyewitnesses.
Insurance companies often request police reports
Victims of car accidents usually take a step further by filing for insurance claims through their insurance companies. Police reports can help victims in seeking compensation for harm or injuries caused by car accidents.
Even though police reports are considered inadmissible during judicial proceedings, it is important because insurance companies often request them prior to making a settlement offer. Also, in case the compensation offered by the insurance company is insufficient, claimants can use the police reports to file a claim against the liable driver.
A police report is a requirement after a car accident
Generally getting a police report shows that you have obeyed the law because it is lawful that anyone involved in a car accident or any kind of accident notifies the police department as early as possible. A well-trained police officer uses the filed report to investigate car accidents while providing an unadulterated account of the incident as a third party.
Police officers also include diagrams in their reports because diagrams show the accident scene and the effect of the accident. In addition, a police report will draw attention to know whether the drivers involved in the accident were given any citation.
Conclusion
Although it is not mandatory to make a police report while filing for insurance claims after a car crash, it gives the insurance company the necessary information concerning your claim. This is because a police report has every information about a car accident that has happened. Failure to file a police report will make the accident appear irrelevant even though you may be able to request compensation from the insurance company of the party that caused the accident.
Regardless, having a police report will strengthen your insurance claim and back your accident case.